This issue began as one on income generating – ideas for small businesses. However as articles began to come in, it became clear that the focus instead should be on credit schemes for the poor – essential before any income generating business can begin. The articles and case studies are all shared from experience in different parts of the world, and illustrate that the poorest in society can indeed be trustworthy of credit and a most worthwhile investment. There are plenty of practical tips and ideas on how to ensure mistakes are not made. We also include tips on good management and a simple accounting system to keep accurate records – essential once sufficient resources are obtained for income generating projects to begin.
by Isabel Carter